I've always been drawn to real estate, and I've always liked solving problems for people. Being a mortgage broker brings those two things together.

I bought my first property in 2005 and haven't slowed down since. Over the years I've bought and sold homes, run short-term rentals, invested in commercial property, and built a portfolio of long-term rentals. I've arranged the financing for every one of them myself, working with A lenders, B lenders, and private funding depending on what the deal called for. Today I own eight properties in Moose Jaw, Saskatchewan: seven long-term rentals and one short-term rental, Clifton House.

Before becoming a police officer, my wife and I owned and operated a small business, growing it and doubling its sales each year while leading a team of six, before eventually selling it. That experience gave me an early foundation in managing risk and getting results under pressure.

I went on to spend 15 years as a police officer, including time doing major crimes investigations. That work sharpened my ability to stay calm under pressure and stay with a problem until it's genuinely solved, qualities I bring to every file I work on today.

Between my time in business, my own property portfolio, and my years in law enforcement, I've developed a practical, steady approach to managing risk and getting things done, which is really what this work comes down to.

When you work with me, you're not working with someone who took a course and started quoting rates. I've personally financed my own homes, rental properties, and commercial deals, so I understand these transactions from your side of the table. And you're not just getting me, you're getting the team behind me: a group of underwriters with over 20 years of combined experience and thousands of files written, working to get your application right the first time.

Outside of work, my family comes first. My wife and I have two kids, and our weekends are usually spent mountain biking, at ski races, or on the sidelines of soccer games and practices. It's probably part of why I have little patience for a mortgage process that takes longer than it needs to.

A few things you can count on:

• Direct access to me, not a call centre
• Real, personal experience financing homes, rentals, and commercial property
• A team of underwriters with 20+ years of combined experience and thousands of files written
• Honest advice, even when it's not what you were hoping to hear
• Genuine local knowledge of BC and Saskatchewan, including firsthand experience as a landlord in Moose Jaw and Trail